Mario Salcedo revealed how much it costs him to permanently sail the seven seas.
From Corporate Life to Full-Time Cruise Living
Mario Salcedo, affectionately known as “Super Mario” by his fellow cruisers, has spent more than two decades calling the high seas his home. After a demanding career as an international finance director, Mario decided to swap the frequent flyer lifestyle for something far more tranquil. At the age of 47, he boarded his first cruise in the late 1990s, seeking a change from the endless hotel stays that dominated his life.
Little did he know that this initial trip would mark the beginning of an extraordinary chapter. By 2016, Mario had completed over 100 back-to-back cruises, spending more than £1 million to sustain his adventurous lifestyle.
How Much Does It Cost to Live on a Cruise Ship?
Mario sat down with cruise content creator Alanna Zingano in 2019 to break down the financial side of permanent cruise living. The cornerstone of his advice? Choosing the right cruise line.
“If you opt for the luxury segment, the cost can easily double compared to contemporary lines,” Mario explained. This critical decision significantly impacts the budget required to maintain life aboard.
For Mario, daily expenses average around $185 (£151.75), which covers necessities like food, taxes, and tips but excludes luxuries such as excursions or premium internet packages. Over a year, this amounts to approximately $72,093 (£59,136) if you choose an interior cabin.
Why an Interior Cabin Makes Financial Sense
To cruise affordably, Mario forgoes a balcony or suite, opting for an interior cabin with no windows. While not as glamorous, this choice keeps his annual budget manageable. A cabin with a balcony, he revealed, could cost $101,258 (£83,063) per year, while a junior suite might set you back a hefty $136,000 (£111,563).
Interestingly, Mario compared these figures to the average annual cost of assisted living in the United States, which he estimated at $100,380 (£82,343). For those who value travel and don’t mind compact living spaces, cruising could be a cost-effective alternative.
The Hidden Costs of Cruise Life
Mario highlighted that living on a cruise is not without its financial challenges. Seasonal rates, ship selection, and itinerary can all influence daily costs. His budgeting strategy includes setting aside at least $100 (£82.03) daily for essentials, but he notes that actual expenses vary widely.
“If you do the math, the minimum is $72,000 (£59,060) annually,” Mario said, emphasizing that this amount only covers the basics.
Why Cruise Life Beats Traditional Retirement
For Mario, the benefits of life on a cruise ship outweigh the costs. The social aspect, endless ocean views, and opportunity to explore different destinations make it an appealing lifestyle. His choice also underscores how non-traditional living arrangements can provide financial and lifestyle advantages for those willing to embrace them.
Despite the rising costs since 2019, Mario’s story inspires those considering a similar path. Whether it’s the affordability compared to assisted living or the adventure of waking up in a new port, cruise living offers a unique way to combine travel and retirement.